국민연금은 최소 10년(120개월) 이상 납부해야 만 65세 이후, 매월 연금 형태의 노령연금을 받으실 수 있습니다.

가입기간의 월평균 소득에 따른 매월 납부 보험료와 실제 받게될 연금 예상 수령액은 다음과 같습니다. 아래의 정보는 현재 물가를 기준으로 작성된 금액으로 현재 수령 받고 있는 수급자의 노령연금수령액 정보이며, 가입자에 따라 실제 수령하게 되는 시기까지의 물가 변동에 따라 수령액은 달라질 수 있습니다.

본인의 국민연금 가입 기간 동안의 평균 소득 정보와 앞으로 남은 기간 동안의 예상 평균 소득에 대해 확인하기 원하신다면 아래 가이드를 참고하시기 바랍니다. 국민연금 공단에서는 개인의 국민연금 가입 정보와 예상 수령액 등에 대한 정보를 제공하고 있습니다.

.

국민연금 20년 납부 예상 수령액 (2023년 기준)

현재 월 보험료는 월평균 소득의 9%로 책정되어 있습니다. 근로소득자의 경우, 아래 책정된 국민연금 월 보험료를 회사와 본인이 각각 절반씩 부담하므로 실제 본인이 납부하는 보험료는 아래 명시된 보험료의 절반입니다.

연금 수령액은 만 65세 이후, 매월 수령하게 되는 국민연금 수령액입니다.

.

월 평균 소득 35 ~ 100만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
350,00031,500324,110
360,00032,400325,120
370,00033,300326,130
380,00034,200327,140
390,00035,100328,150
400,00036,000329,160
410,00036,900330,170
420,00037,800331,180
430,00038,700332,190
440,00039,600333,200
450,00040,500334,210
460,00041,400335,220
470,00042,300336,230
480,00043,200337,240
490,00044,100338,250
500,00045,000339,260
510,00045,900340,260
520,00046,800341,270
530,00047,700342,280
540,00048,600343,290
550,00049,500344,300
560,00050,400345,310
570,00051,300346,320
580,00052,200347,330
590,00053,100348,340
600,00054,000349,350
610,00054,900350,360
620,00055,800351,370
630,00056,700352,380
640,00057,600353,390
650,00058,500354,400
660,00059,400355,410
670,00060,300356,410
680,00061,200357,420
690,00062,100358,430
700,00063,000359,440
710,00063,900360,450
720,00064,800361,460
730,00065,700362,470
740,00066,600363,480
750,00067,500364,490
760,00068,400365,500
770,00069,300366,510
780,00070,200367,520
790,00071,100368,530
800,00072,000369,540
810,00072,900370,550
820,00073,800371,560
830,00074,700372,560
840,00075,600373,570
850,00076,500374,580
860,00077,400375,590
870,00078,300376,600
880,00079,200377,610
890,00080,100378,620
900,00081,000379,630
910,00081,900380,640
920,00082,800381,650
930,00083,700382,660
940,00084,600383,670
950,00085,500384,680
960,00086,400385,690
970,00087,300386,700
980,00088,200387,710
990,00089,100388,710
1,000,00090,000389,720

.

월 평균 소득 101 ~ 200만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
1,010,00090,900390,730
1,020,00091,800391,740
1,030,00092,700392,750
1,040,00093,600393,760
1,050,00094,500394,770
1,060,00095,400395,780
1,070,00096,300396,790
1,080,00097,200397,800
1,090,00098,100398,810
1,100,00099,000399,820
1,110,00099,900400,830
1,120,000100,800401,840
1,130,000101,700402,850
1,140,000102,600403,860
1,150,000103,500404,860
1,160,000104,400405,870
1,170,000105,300406,880
1,180,000106,200407,890
1,190,000107,100408,900
1,200,000108,000409,910
1,210,000108,900410,920
1,220,000109,800411,930
1,230,000110,700412,940
1,240,000111,600413,950
1,250,000112,500414,960
1,260,000113,400415,970
1,270,000114,300416,980
1,280,000115,200417,990
1,290,000116,100419,000
1,300,000117,000420,010
1,310,000117,900421,010
1,320,000118,800422,020
1,330,000119,700423,030
1,340,000120,600424,040
1,350,000121,500425,050
1,360,000122,400426,060
1,370,000123,300427,070
1,380,000124,200428,080
1,390,000125,100429,090
1,400,000126,000430,100
1,410,000126,900431,110
1,420,000127,800432,120
1,430,000128,700433,130
1,440,000129,600434,140
1,450,000130,500435,150
1,460,000131,400436,160
1,470,000132,300437,160
1,480,000133,200438,170
1,490,000134,100439,180
1,500,000135,000440,190
1,510,000135,900441,200
1,520,000136,800442,210
1,530,000137,700443,220
1,540,000138,600444,230
1,550,000139,500445,240
1,560,000140,400446,250
1,570,000141,300447,260
1,580,000142,200448,270
1,590,000143,100449,280
1,600,000144,000450,290
1,610,000144,900451,300
1,620,000145,800452,310
1,630,000146,700453,310
1,640,000147,600454,320
1,650,000148,500455,330
1,660,000149,400456,340
1,670,000150,300457,350
1,680,000151,200458,360
1,690,000152,100459,370
1,700,000153,000460,380
1,710,000153,900461,390
1,720,000154,800462,400
1,730,000155,700463,410
1,740,000156,600464,420
1,750,000157,500465,430
1,760,000158,400466,440
1,770,000159,300467,450
1,780,000160,200468,460
1,790,000161,100469,460
1,800,000162,000470,470
1,810,000162,900471,480
1,820,000163,800472,490
1,830,000164,700473,500
1,840,000165,600474,510
1,850,000166,500475,520
1,860,000167,400476,530
1,870,000168,300477,540
1,880,000169,200478,550
1,890,000170,100479,560
1,900,000171,000480,570
1,910,000171,900481,580
1,920,000172,800482,590
1,930,000173,700483,600
1,940,000174,600484,610
1,950,000175,500485,610
1,960,000176,400486,620
1,970,000177,300487,630
1,980,000178,200488,640
1,990,000179,100489,650
2,000,000180,000490,660

.

월 평균 소득 201 ~ 300만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
2,010,000180,900491,670
2,020,000181,800492,680
2,030,000182,700493,690
2,040,000183,600494,700
2,050,000184,500495,710
2,060,000185,400496,720
2,070,000186,300497,730
2,080,000187,200498,740
2,090,000188,100499,750
2,100,000189,000500,760
2,110,000189,900501,760
2,120,000190,800502,770
2,130,000191,700503,780
2,140,000192,600504,790
2,150,000193,500505,800
2,160,000194,400506,810
2,170,000195,300507,820
2,180,000196,200508,830
2,190,000197,100509,840
2,200,000198,000510,850
2,210,000198,900511,860
2,220,000199,800512,870
2,230,000200,700513,880
2,240,000201,600514,890
2,250,000202,500515,900
2,260,000203,400516,910
2,270,000204,300517,910
2,280,000205,200518,920
2,290,000206,100519,930
2,300,000207,000520,940
2,310,000207,900521,950
2,320,000208,800522,960
2,330,000209,700523,970
2,340,000210,600524,980
2,350,000211,500525,990
2,360,000212,400527,000
2,370,000213,300528,010
2,380,000214,200529,020
2,390,000215,100530,030
2,400,000216,000531,040
2,410,000216,900532,050
2,420,000217,800533,060
2,430,000218,700534,060
2,440,000219,600535,070
2,450,000220,500536,080
2,460,000221,400537,090
2,470,000222,300538,100
2,480,000223,200539,110
2,490,000224,100540,120
2,500,000225,000541,130
2,510,000225,900542,140
2,520,000226,800543,150
2,530,000227,700544,160
2,540,000228,600545,170
2,550,000229,500546,180
2,560,000230,400547,190
2,570,000231,300548,200
2,580,000232,200549,210
2,590,000233,100550,210
2,600,000234,000551,220
2,610,000234,900552,230
2,620,000235,800553,240
2,630,000236,700554,250
2,640,000237,600555,260
2,650,000238,500556,270
2,660,000239,400557,280
2,670,000240,300558,290
2,680,000241,200559,300
2,690,000242,100560,310
2,700,000243,000561,320
2,710,000243,900562,330
2,720,000244,800563,340
2,730,000245,700564,350
2,740,000246,600565,360
2,750,000247,500566,360
2,760,000248,400567,370
2,770,000249,300568,380
2,780,000250,200569,390
2,790,000251,100570,400
2,800,000252,000571,410
2,810,000252,900572,420
2,820,000253,800573,430
2,830,000254,700574,440
2,840,000255,600575,450
2,850,000256,500576,460
2,860,000257,400577,470
2,870,000258,300578,480
2,880,000259,200579,490
2,890,000260,100580,500
2,900,000261,000581,510
2,910,000261,900582,510
2,920,000262,800583,520
2,930,000263,700584,530
2,940,000264,600585,540
2,950,000265,500586,550
2,960,000266,400587,560
2,970,000267,300588,570
2,980,000268,200589,580
2,990,000269,100590,590
3,000,000270,000591,600

.

월 평균 소득 301 ~ 400만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
3,010,000270,900592,610
3,020,000271,800593,620
3,030,000272,700594,630
3,040,000273,600595,640
3,050,000274,500596,650
3,060,000275,400597,660
3,070,000276,300598,660
3,080,000277,200599,670
3,090,000278,100600,680
3,100,000279,000601,690
3,110,000279,900602,700
3,120,000280,800603,710
3,130,000281,700604,720
3,140,000282,600605,730
3,150,000283,500606,740
3,160,000284,400607,750
3,170,000285,300608,760
3,180,000286,200609,770
3,190,000287,100610,780
3,200,000288,000611,790
3,210,000288,900612,800
3,220,000289,800613,810
3,230,000290,700614,810
3,240,000291,600615,820
3,250,000292,500616,830
3,260,000293,400617,840
3,270,000294,300618,850
3,280,000295,200619,860
3,290,000296,100620,870
3,300,000297,000621,880
3,310,000297,900622,890
3,320,000298,800623,900
3,330,000299,700624,910
3,340,000300,600625,920
3,350,000301,500626,930
3,360,000302,400627,940
3,370,000303,300628,950
3,380,000304,200629,960
3,390,000305,100630,960
3,400,000306,000631,970
3,410,000306,900632,980
3,420,000307,800633,990
3,430,000308,700635,000
3,440,000309,600636,010
3,450,000310,500637,020
3,460,000311,400638,030
3,470,000312,300639,040
3,480,000313,200640,050
3,490,000314,100641,060
3,500,000315,000642,070
3,510,000315,900643,080
3,520,000316,800644,090
3,530,000317,700645,100
3,540,000318,600646,110
3,550,000319,500647,110
3,560,000320,400648,120
3,570,000321,300649,130
3,580,000322,200650,140
3,590,000323,100651,150
3,600,000324,000652,160
3,610,000324,900653,170
3,620,000325,800654,180
3,630,000326,700655,190
3,640,000327,600656,200
3,650,000328,500657,210
3,660,000329,400658,220
3,670,000330,300659,230
3,680,000331,200660,240
3,690,000332,100661,250
3,700,000333,000662,260
3,710,000333,900663,260
3,720,000334,800664,270
3,730,000335,700665,280
3,740,000336,600666,290
3,750,000337,500667,300
3,760,000338,400668,310
3,770,000339,300669,320
3,780,000340,200670,330
3,790,000341,100671,340
3,800,000342,000672,350
3,810,000342,900673,360
3,820,000343,800674,370
3,830,000344,700675,380
3,840,000345,600676,390
3,850,000346,500677,400
3,860,000347,400678,410
3,870,000348,300679,410
3,880,000349,200680,420
3,890,000350,100681,430
3,900,000351,000682,440
3,910,000351,900683,450
3,920,000352,800684,460
3,930,000353,700685,470
3,940,000354,600686,480
3,950,000355,500687,490
3,960,000356,400688,500
3,970,000357,300689,510
3,980,000358,200690,520
3,990,000359,100691,530
4,000,000360,000692,540

.

월 평균 소득 401 ~ 500만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
4,010,000360,900693,550
4,020,000361,800694,560
4,030,000362,700695,560
4,040,000363,600696,570
4,050,000364,500697,580
4,060,000365,400698,590
4,070,000366,300699,600
4,080,000367,200700,610
4,090,000368,100701,620
4,100,000369,000702,630
4,110,000369,900703,640
4,120,000370,800704,650
4,130,000371,700705,660
4,140,000372,600706,670
4,150,000373,500707,680
4,160,000374,400708,690
4,170,000375,300709,700
4,180,000376,200710,710
4,190,000377,100711,710
4,200,000378,000712,720
4,210,000378,900713,730
4,220,000379,800714,740
4,230,000380,700715,750
4,240,000381,600716,760
4,250,000382,500717,770
4,260,000383,400718,780
4,270,000384,300719,790
4,280,000385,200720,800
4,290,000386,100721,810
4,300,000387,000722,820
4,310,000387,900723,830
4,320,000388,800724,840
4,330,000389,700725,850
4,340,000390,600726,860
4,350,000391,500727,860
4,360,000392,400728,870
4,370,000393,300729,880
4,380,000394,200730,890
4,390,000395,100731,900
4,400,000396,000732,910
4,410,000396,900733,920
4,420,000397,800734,930
4,430,000398,700735,940
4,440,000399,600736,950
4,450,000400,500737,960
4,460,000401,400738,970
4,470,000402,300739,980
4,480,000403,200740,990
4,490,000404,100742,000
4,500,000405,000743,010
4,510,000405,900744,010
4,520,000406,800745,020
4,530,000407,700746,030
4,540,000408,600747,040
4,550,000409,500748,050
4,560,000410,400749,060
4,570,000411,300750,070
4,580,000412,200751,080
4,590,000413,100752,090
4,600,000414,000753,100
4,610,000414,900754,110
4,620,000415,800755,120
4,630,000416,700756,130
4,640,000417,600757,140
4,650,000418,500758,150
4,660,000419,400759,160
4,670,000420,300760,160
4,680,000421,200761,170
4,690,000422,100762,180
4,700,000423,000763,190
4,710,000423,900764,200
4,720,000424,800765,210
4,730,000425,700766,220
4,740,000426,600767,230
4,750,000427,500768,240
4,760,000428,400769,250
4,770,000429,300770,260
4,780,000430,200771,270
4,790,000431,100772,280
4,800,000432,000773,290
4,810,000432,900774,300
4,820,000433,800775,310
4,830,000434,700776,310
4,840,000435,600777,320
4,850,000436,500778,330
4,860,000437,400779,340
4,870,000438,300780,350
4,880,000439,200781,360
4,890,000440,100782,370
4,900,000441,000783,380
4,910,000441,900784,390
4,920,000442,800785,400
4,930,000443,700786,410
4,940,000444,600787,420
4,950,000445,500788,430
4,960,000446,400789,440
4,970,000447,300790,450
4,980,000448,200791,460
4,990,000449,100792,460
5,000,000450,000793,470

.

월 평균 소득 501 ~ 553만원 국민연금 예상 수령액

가입기간
월평균소득
월보험료연금수령액
5,010,000450,900794,480
5,020,000451,800795,490
5,030,000452,700796,500
5,040,000453,600797,510
5,050,000454,500798,520
5,530,000497,700846,970

※ 553만원의 월평균 소득은 국민연금 기준소득월액 상한액으로 이 금액을 초과한 소득의 가입자의 경우에도 553만원의 소득으로 보험료가 책정됩니다.

※ 2023년 7월부터의 기준소득월액 상한액은 590만원으로 늘어나며, 이 때의 납부 월 납부 보험료는 531,000원(근로 소득자의 경우, 이 중 절반인 265,500원 부담)이며, 예상 연금 수령액은 더 높아질 수 있습니다.

※ 국민연금 10년 납부 예상 수령액 정보 확인